Notes on money that touches other people's money.
Essays on shared expenses, personal finance, and what actually works when your money isn't just yours.
- Trips & Groups
How to split trip expenses with friends the easy way.
Group trips get expensive fast and nobody wants to be the spreadsheet person. Four decisions that keep the last night of a holiday about the holiday.
TripsShared expensesSplit bills6 min read - Shared Expenses
Tricount alternatives: an honest comparison.
Tricount is great for holiday tallies and stops there. What it does well, where it runs out, and which alternative fits how you share money.
Tricount alternativeShared expensesTrips6 min read - Couples & Money
Honeydue alternatives for couples: an honest comparison.
Honeydue is built around linking your bank accounts. Here's where it works, where it doesn't, and what to use if you split unevenly or share with more than a partner.
Honeydue alternativeCouplesBudgeting6 min read - Roommates & Money
How to split bills with roommates without the awkwardness.
Rent, utilities, groceries — a simple 4-step system for splitting household costs without spreadsheets, resentment, or awkward payment requests.
RoommatesShared expensesSplit bills6 min read - Couples & Money
The best budget app for couples: what to look for.
Most budget apps force couples into merged accounts or awkward IOU tracking. Here's what actually matters when choosing one — and how the common options compare.
CouplesBudgetingShared expenses6 min read - Shared Expenses
Splitwise alternatives: an honest comparison.
Splitwise tracks who owes who — but nothing about your actual money. Here's what it does well, where it falls short, and which tool fits how you share money.
Splitwise alternativeShared expensesCouplesRoommates6 min read - Personal Finance & Shared Expenses
Why you're using three apps to track one wallet (and how to fix it).
Splitwise for IOUs, your bank app for balance, a notes app for bills — sound familiar? Here's why this system fails, and what actually works instead.
Shared expensesSplitwise alternativeCouplesRoommates6 min read - Personal Finance Tools & Coaching
Personal finance coach vs. budgeting app: what actually works?
Trying to decide between a personal finance coach and a budgeting app? Here's an honest breakdown of what each does, when each is worth it, and what most people actually need.
BudgetingPersonal financeTools7 min read